How can the replacement of 2G alarm communicators with 4G devices be financed?

How can the replacement of 2G alarm communicators with 4G devices be financed?

Mobile service providers in Hungary are gradually phasing out 2G technology, which affects the operation of many security devices, including alarm communicators. As a result, businesses and institutions will inevitably have to switch to 4G (or newer) communication modules. Although the replacement represents a significant investment, several favorable financing options are available to help modernize systems without straining liquidity.

1. Széchenyi Card Program – Liquidity Loan MAX+

The Széchenyi Liquidity Loan MAX+ provides flexible financing for micro, small, and medium-sized enterprises with a fixed interest rate of up to 3%.

This loan can be an ideal solution for financing the replacement of 2G devices with 4G ones, because:

• It is freely usable: there is no need to specify a concrete investment purpose, so the purchase and installation of 4G communicators can be financed from it.
• Fast administration and low interest: the terms are significantly more favorable than those of market loans.
• Loan amounts up to HUF 250 million are available, with a repayment term of up to 3 years.

The program aims to preserve the financial stability of enterprises and support their operational modernization—making it a perfect fit for digital security technology upgrades.

2. Demján Sándor Capital Program

The Demján Sándor Capital Program supports the capital strengthening of domestic small and medium-sized enterprises.

It offers an alternative for companies that are not only seeking loans but also capital investment for their development projects.

• The program’s goal is to provide funding for innovation-driven enterprises that aim to increase their competitiveness through development and digitalization.
• The form and amount of investment are tailored individually, so the implementation of a 4G communicator system can also be financed as part of the company’s growth strategy.
• Its advantage is that it does not increase the company’s debt, but instead provides equity capital for development.

3. Why act now?

Once the 2G networks are shut down, the old communicators will cease to function, directly compromising the reliability of security systems.

In contrast, 4G technology provides:

• higher data security,
• faster and more stable communication,
• and long-term operational sustainability.

It is advisable to carry out the replacement before the service providers’ deadlines, as continuous operability of alarm systems is a fundamental requirement in both the corporate and residential sectors.

Summary

The replacement of 2G alarm communicators cannot be postponed, but the investment can be financed under favorable conditions. The Széchenyi Liquidity Loan MAX+—with its fixed 3% interest rate—is ideal for immediate equipment replacement, while the Demján Sándor Capital Program offers a stable financial background for long-term development and digitalization strategies.